{"id":30,"date":"2026-09-26T15:00:00","date_gmt":"2026-09-26T15:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/hansafsharrealestate-com\/2026\/09\/26\/mortgage-rate-forecast-predictions-for-the-housing-market-through-2028\/"},"modified":"2026-09-26T15:00:00","modified_gmt":"2026-09-26T15:00:00","slug":"mortgage-rate-forecast-predictions-for-the-housing-market-through-2028","status":"publish","type":"post","link":"https:\/\/www.hansafsharrealestate.com\/blog\/2026\/09\/26\/mortgage-rate-forecast-predictions-for-the-housing-market-through-2028\/","title":{"rendered":"Mortgage Rate Forecast: Predictions for the Housing Market Through 2028"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Looking ahead to the next few years in our local market, it looks like the 30-year fixed mortgage rate is expected to hover in the mid-6% range through 2028. That means we probably won\u2019t see significant rate drops soon. For those of you thinking about timing your move or investment, home prices are projected to rise at a modest pace, and we should see some relief as more inventory comes on\u2014making competition a bit less intense. As for refinancing, it usually only makes sense if you\u2019re switching loan types or tapping into your home\u2019s equity. If you have questions about how these trends might impact your plans in Salem, Aumsville, or anywhere in the Willamette Valley, I\u2019m always here to help you navigate the market with confidence.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/money.usnews.com\/loans\/mortgages\/mortgage-rate-forecast\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Looking ahead to the next few years in our local market, it looks like the 30-year fixed mortgage rate is expected to hover in the mid-6% range through 2028. That means we probably won\u2019t see significant rate drops soon. For those of you thinking about timing your move or investment, home prices are projected to [&hellip;]<\/p>\n","protected":false},"author":155,"featured_media":60,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-30","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.hansafsharrealestate.com\/blog\/wp-json\/wp\/v2\/posts\/30","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hansafsharrealestate.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hansafsharrealestate.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hansafsharrealestate.com\/blog\/wp-json\/wp\/v2\/users\/155"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hansafsharrealestate.com\/blog\/wp-json\/wp\/v2\/comments?post=30"}],"version-history":[{"count":0,"href":"https:\/\/www.hansafsharrealestate.com\/blog\/wp-json\/wp\/v2\/posts\/30\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hansafsharrealestate.com\/blog\/wp-json\/wp\/v2\/media\/60"}],"wp:attachment":[{"href":"https:\/\/www.hansafsharrealestate.com\/blog\/wp-json\/wp\/v2\/media?parent=30"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hansafsharrealestate.com\/blog\/wp-json\/wp\/v2\/categories?post=30"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hansafsharrealestate.com\/blog\/wp-json\/wp\/v2\/tags?post=30"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}