Oregon offers various down payment assistance (DPA) programs for first-time and moderate-income homebuyers, including grants, forgivable loans, and deferred-payment options. Statewide programs provide up to $60,000, with special options for veterans and wildfire-affected households. County and city programs offer loans and grants with income and education requirements. Assistance types include grants, silent second loans, forgivable loans, and loans with payments, helping reduce upfront homebuying costs.
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